Car Loan | Up To PLN 500,000 – The Best Offers


 

 

More and more physical persons and entrepreneurs who do not want to use leasing use the car loan.

Depending on the offer, the money obtained under the loan can be used for both new and used cars .

In the case of some offers (Inbank and Rapida Money) – no security is required on the vehicle.

DĘBICA CAR LOAN

 

1. Inbank – without security on the vehicle

1. Inbank - without security on the vehicle

  • Loan amount: from 4000 to 50,000 PLN
  • Repayment: up to 6 years
  • All over the Internet
  • Without protection on the vehicle
  • Money for any car
  • APR 9.77%

Submit an application

The loan is available online. We will receive the money without income certificates – just a bank account statement. We can get a loan even before choosing a vehicle.

2. BGŻ BNP Paribas Bank

2. BGŻ BNP Paribas Bank

  • Loan amount: up to PLN 500,000
  • Repayment: up to 10 years
  • On any vehicle
  • Credit for used and new cars
  • Also on a motorcycle, scooter and yacht
  • APR 12.94%

Submit an application

An application for a loan can be submitted via the Internet or at an outlet in Dębica:

BGŻ BNP Paribas Dębica

ul. Kolejowa 34
39-200 Dębica

3. Rapida Money – with a negative history

3. Rapida Money - with a negative history

  • Loan amount: from PLN 500 to 25,000
  • Repayment: up to 4 years
  • Also with negative BIK
  • All over the Internet
  • No security on the car
  • APRC 49.6%

Submit an application

Rapida Money is a loan for people with bad credit history in BIK and BIG. To receive money, a guarantor is required, i.e. any person who will enter into the contract with us.

4. Deutsche Bank

4. Deutsche Bank

  • Loan amount: up to PLN 200,000
  • Repayment: up to 10 years
  • Without protection on the vehicle
  • Initial decision even in 10 minutes
  • Discount for AC and OC insurance
  • APR 8.86%

Submit an application

The nearest bank branches are located in Rzeszów and Tarnów.

An initial decision can be obtained through the website after submitting the application.

REPRESENTATIVE EXAMPLES

 

1) Inbank

The Actual Annual Interest Rate (APRC) is 9.77%, the total loan amount (without credited costs) PLN 13728,27, total amount to be paid PLN 17613,73, annual interest rate 6.99%, total loan cost 3885, PLN 46 (including: commission PLN 822,32, interest PLN 3063.14), contract concluded for a period of 66 months, 65 monthly installments equal to PLN 266.87, last installment PLN 267.18. The calculation was made on 05/06/2017 on a representative example.

2) BGŻ BNP Paribas

The Actual Annual Interest Rate (APRC) for the car loan for the purchase of a used vehicle is 12.94%, the total loan amount (without credited credit costs) PLN 26 600, the total amount payable by the consumer PLN 34,413.57, fixed interest rate 8.09 % annualized, total cost of the loan PLN 7,813,57 (including: commission PLN 2,340.80, interest 5,472.77 PLN), 52 monthly installments: 51 equal installments in the amount of PLN 661.80 and the last installment balancing in height 661.77. The calculation was made on October 5, 2017 on a representative example. A loan for the purchase of a used vehicle in the price of PLN 34 500, with an own payment of PLN 7 900.

3) Rapida Money

A representative example: you borrow 15000 PLN for 36 months, paying 730.34 PLN per month, the total amount to pay 26291.92 PLN. Commission for granting a loan in the amount of PLN 3,600. The administrative fee in the amount of PLN 4,500. 10% interest rate. APRC 49.6% (changeable) …

4) Deutsche Bank

Actual Annual Interest Rate (APR) is 8.86%, total loan amount (without credited costs) PLN 75,000.00, total amount to be paid PLN 103 339.41, variable interest rate 7.99%, total loan cost 28 339, PLN 41 (including: commission PLN 0.00, preparation fee PLN 1,400.00, interest PLN 26 939.41), 95 monthly installments equal to PLN 1,087.78. The above calculation was made on 02/10/2017 on a representative example.

 

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